The Chief Executive Officer of the National Health Insurance Authority, Dr Victor Bampoe, has disclosed that coverage under the National Health Insurance Scheme (NHIS) increased from 57 per cent to 66 per cent in 2025.
Speaking in an interview, he attributed the improvement to efforts made under the administration of John Dramani Mahama, but noted that a significant portion of the population remains uncovered.
“The NHIS, at the time we took office, the coverage was 57%; last year [2025], we pushed it to 66%. But it means 34% of Ghanaians are not covered,” he said.
Dr Bampoe also highlighted the continued financial burden on households, revealing that about 30 per cent of healthcare spending is still paid out-of-pocket by patients.
His comments come ahead of the rollout of the government’s Free Primary Healthcare policy, which aims to expand access to essential health services, particularly at CHPS compounds, health centres, and polyclinics.
The NHIS, introduced in 2003 to replace the cash-and-carry system, remains a key pillar of Ghana’s healthcare financing. However, challenges such as funding constraints, delays in claims payments, and coverage gaps continue to affect its effectiveness.
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