Long queues continue outside banks and several ATMs have run out of cash in India, three days after 500 ($7) and 1,000 rupee notes were withdrawn as part of anti-corruption measures.
The BBC visited many ATMs of big banks in Delhi and Mumbai but found them either shut or not dispensing cash.
ATMs opened at midnight after being shut for 48 hours and hundreds queued up early morning to make withdrawals.
The surprise government move is aimed at tackling corruption and tax evasion.
But many low-income Indians, traders and ordinary savers who rely on the cash economy have been badly hit.
There are limits on cash withdrawals from ATMs and banks.
After Prime Minister Narendra Modi’s surprise announcement on Tuesday night, the banks were closed on Wednesday.
Thousands of panicked Indians have been flocking to banks since they reopened on Thursday as the two notes accounted for about 85% of the cash in circulation.
Banks have extended working hours and deployed additional staff to deal with the rush.
Some bank officials said they had also brought in extra cash to deal with the situation.