Cyber Security Authority warns public over traffic fine scam

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The Cyber Security Authority (CSA) has issued a public alert over a growing fraudulent scheme in which scammers impersonate the Ghana Police Service to extort money from unsuspecting victims through fake traffic violation notices.

According to the Authority, the scammers send text messages claiming recipients have committed traffic offences and must pay fines immediately to avoid having their driver’s licence blacklisted or facing legal consequences.

The messages are deliberately crafted to create fear and urgency, pushing victims to act without verifying their authenticity.

The CSA explained that victims are typically directed to fraudulent websites designed to closely resemble official police traffic ticket payment portals. Once on these sites, victims are prompted to enter sensitive personal and financial information, including their names, phone numbers, vehicle registration details, and debit or credit card information to supposedly settle the alleged fines.

After submitting their details, victims’ card information is exploited by the scammers to carry out unauthorised financial transactions, leading to monetary losses.

The Authority has urged the public to exercise caution and avoid clicking on suspicious links sent via unsolicited messages, especially those demanding urgent payment. Individuals are advised to verify any traffic-related notices directly through official police communication channels and to refrain from sharing personal or banking information on unfamiliar platforms.

Victims who suspect they have been targeted are encouraged to contact their banks immediately to block their cards and dispute any unauthorised transactions, as well as report the incident to law enforcement or relevant regulatory bodies.

The CSA said it has begun taking steps to shut down the fraudulent websites and is working closely with law enforcement agencies to identify and apprehend those behind the scheme.

The Authority reaffirmed its commitment to protecting citizens from cyber threats and urged the public to remain vigilant as digital fraud continues to evolve.