BoG introduces new rules on interest charges, pricing, and bank recapitalisation

Dr Johnson Pandit Asiama, Governor of Bank of Ghana
Dr Johnson Pandit Asiama, Governor of Bank of Ghana

The Bank of Ghana (BoG) has introduced new regulatory measures targeting interest charges on digital platforms, pricing on forex (FX) transactions, Non-Performing Loans (NPLs), and recapitalisation of commercial banks.

Some directives will take effect from July and August 2025, while others, including a cap on NPLs at 10 percent for financial institutions, will be enforced starting 2026.

BoG Governor Dr. Johnson Asiama announced these measures during a post-Monetary Policy Committee meeting with Managing Directors and Chief Executive Officers of commercial banks at the Bank of Ghana headquarters.