BoG introduces new rules on interest charges, pricing, and bank recapitalisation

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The Bank of Ghana (BoG) has introduced new regulatory measures targeting interest charges on digital platforms, pricing on forex (FX) transactions, Non-Performing Loans (NPLs), and recapitalisation of commercial banks.

Some directives will take effect from July and August 2025, while others, including a cap on NPLs at 10 percent for financial institutions, will be enforced starting 2026.

BoG Governor Dr. Johnson Asiama announced these measures during a post-Monetary Policy Committee meeting with Managing Directors and Chief Executive Officers of commercial banks at the Bank of Ghana headquarters.